Privacy Policy

This Privacy Policy ("Privacy Policy") is an integral part of our End User Terms of Use ("Terms of Use") or the Merchant Agreement ("Agreement"), as applicable (collectively, the "Terms"), and governs the processing of information by Clearpath Commerce LLC, doing business as SaveNet ("SaveNet," "we," "us," or "our") when you use our Services, conduct transactions through our platform, or visit our website.

Any capitalized terms not defined herein shall have the meaning ascribed to them in the Terms.

SaveNet may update or revise this Privacy Policy from time to time. Material changes will be posted on our website or communicated directly to you where technically feasible.

1. Applicability

This Privacy Policy applies to data collected from:

• Visitors: Individuals browsing our website ("Visitors").
• Merchants: Customers and clients using our services and implementing our technology ("Merchants").
• End Users: Individuals using SaveNet services or conducting transactions via SaveNet-enabled platforms ("Consumers" or "End Users").

Visitors, Merchants, and End Users are collectively referred to as "you" unless otherwise specified.

2. Additional Policies

If you are a resident of California, please also review our CCPA Notice.

3. Contact Details of the Controller

Clearpath Commerce LLC – SaveNet
7548 Preston Rd STE 141 PMB 1085
Frisco, TX 75034
United States

If you have questions about this Privacy Policy or how your data is handled, please contact us at:

support@savenet.com

4. Which Data Do We Collect and For What Purpose?

Non-Personal Data

Non-identifiable or aggregated data such as:

• Browser type
• Operating system
• Device type
• Time and date of access
• Navigation behavior
• Language preferences

Personal Data

Information that identifies or may reasonably identify an individual, including:

• Name
• Email address
• Physical address
• Phone number
• Billing information
• Online identifiers (e.g., IP address)
• Transaction details

Sources of Personal Data

• From Merchants
• From End Users
• From Visitors browsing our website

Processing activities may include collection, storage, use, disclosure, erasure, or destruction.

We may process Personal Data to:

• Provide and improve our Services
• Process transactions
• Prevent fraud, abuse, and illegal activity
• Enforce our Terms
• Protect our systems and databases
• Comply with legal obligations

5. How We Collect Information

Automatically

We use cookies, pixels, and similar technologies to collect certain data automatically when you access our website.

Provided by You

We collect information when you voluntarily provide it, such as:

• Account registration
• Subscription signup
• Checkout processes
• Contacting customer support

Provided by Merchants or Third Parties

We may receive information from Merchants or third-party service providers, such as payment processors or identity verification providers.

6. Data Sharing – Categories and Recipients

We share Personal Data only with trusted partners and service providers necessary to operate our Services.

Examples include:

• Payment processors
• Fraud prevention providers
• Hosting and cloud infrastructure providers
• Analytics providers
• Customer support systems

If financial data aggregation services are used (such as Plaid Technologies, Inc.), your data will be handled in accordance with that provider's privacy policy.

All service providers are contractually required to:

• Use data only for specified purposes
• Implement appropriate security safeguards
• Comply with applicable data protection laws

We do not sell Personal Data for monetary consideration.

7. Cookies

We and our third-party providers use cookies and similar tracking technologies.

Cookies help:

• Enable website functionality
• Improve navigation
• Remember preferences
• Provide analytics
• Deliver advertising

Types of cookies used may include:

• Essential cookies
• Analytics and performance cookies
• Advertising and targeting cookies

For more information about cookies, visit: www.allaboutcookies.org

You may manage cookie preferences through your browser settings.

8. Background or Verification Checks

Where applicable and permitted by law, SaveNet may conduct verification checks to prevent fraud or misuse of the Services. These checks may include reviewing publicly available information or data from third-party verification providers.

You agree to cooperate with reasonable verification procedures where required.

9. Your Rights

Depending on your jurisdiction, you may have rights regarding your Personal Data, including:

• Right of access
• Right to correction
• Right to deletion
• Right to portability
• Right to restrict or object to processing
• Right to opt-out of certain processing activities

You may exercise your rights by submitting a Data Subject Request (DSR) form or contacting:

support@savenet.com

We may request verification of identity before processing your request.

If we cannot fulfill your request, we will explain the reason and inform you of any available appeal rights.

10. Retention

We retain Personal Data only as long as necessary to:

• Provide the Services
• Fulfill contractual obligations
• Comply with legal requirements
• Resolve disputes
• Enforce agreements

We may delete or anonymize data once it is no longer necessary.

11. Security

We implement administrative, technical, and physical safeguards to protect Personal Data against loss, misuse, unauthorized access, or disclosure.

However, no system is completely secure. While we strive to protect your information, we cannot guarantee absolute security.